How to Exercise Outside While Social Distancing
Yoga studios and gyms, even fitness centers found in the average apartment complex, have been closed as a response to the spread of COVID-19. As a result, people are left needing to find alternative ways to stay active in order to meet their fitness goals. For people who prefer exercising with a group, navigating through this might be a bit tough as you are looking for ways to stay in shape while social distancing.
Social distancing while living in an apartment can be tricky. Especially when you are looking for ways to get outside and exercise. It is important to understand that at this time, social distancing is one of the best ways to slow the spread of the coronavirus. However, this does not mean that you need to stay inside your apartment binge watching Netflix. Maintaining good health habits is important, especially right now. If you are at a loss of things that you can do to stay in shape, here are a few fun ideas that you can practice while still maintaining social distance.
Most areas have local trails nearby. If you have a car, driving to one of these areas can be a great way to get out of the house and enjoy some nature. You can hike the trails at a national or state park. In fact, many neighborhoods offer trails that you can run, bike, or walk on.
Take a few minutes to do a bit of research and chances are you will be surprised at how many public trails there are around your apartment complex for you to enjoy. The official website of your town is likely to offer information about different city trails that you can enjoy. You can also search your county and state websites for more information about what trails are currently open for you to enjoy.
Remember, when you are running on a trail, you should maintain a six-foot distance between yourself and others who might be out enjoying the trail. If necessary, slow your pace or go around the other person at a safe distance while you are out.
Run Through Neighborhoods
Taking a walk or a jog along the side of the road is a great way to get outside and exercise. With fewer cars on the roads these days, running along the side of the road is fairly safe. You should maintain distance and be careful, but there are plenty of neighborhoods around your apartment that you can take a run through. Your apartment complex likely has areas that you can run in as well. If necessary, you could just walk around the different buildings throughout your apartment complex. Choose different paths and learn more about the area that you live in, all while maintaining social distance.
Yoga in the Park
Yoga is a great form of exercise that can relieve stress. All you really need for this type of exercise is a yoga mat or a soft surface such as a grassy field. Of course, you can practice yoga from the comfort of your home, but if you are looking for a way to exercise outside, pack up your mat and head to an open area. There is a good chance that you will not have to go very far from your apartment to find an open area where you can practice yoga. There are parks that have open areas where you can spread out, enjoy the great outdoors, and strike some yoga poses.
Go Fly a Kite
If you are looking for something fun to do, that is also a form of exercise, why not build a kite and take it out to fly? Flying kites may seem like something that will not give you much exercise, but when you are sprinting to get it up in the air, you are definitely going to be winded afterwards. Kite flying is a great social distancing activity because you will be in an open field, away from others. Plus, who doesnât love the idea of getting a kite up in the air and watching it soar?
If you are used to group exercise, join a virtual accountability group. Create a step challenge among your friends. Social media provides a great way to stay connected and motivated. You could even put up flyers in your apartment complex for an exercise competition group. You can use a social media app to track goals and possibly even come up with prizes for the winners.
Read How to Exercise Outside While Social Distancing on Apartminty.
When we think of Las Vegas, it often has a connotation of big parties, gambling and expensive fun. Most people who go to the Entertainment Capital of the World are there for a good time and want to experience the food, shows and casinos. But what’s it like for the locals who are working and living in Las Vegas?
It’s a fairly big city, and residents have access to all of the fun and excitement as other out-of-town visitors. But every day isn’t a party when you’re living there â people have homes, families and careers to think about.
There are lots of surprising aspects of living in Sin City, and it just might be the kind of scene you’re looking for.
1. Get ready for discounts
In the Entertainment Capital of the World, many hotels, casinos and even restaurants give discounts to those who live locally. That means you’ll get discounts on Las Vegas attractions, spas and even shows, such as Cirque du Soleil, so you can enjoy the perks of the city without draining your bank account.
2. There are lots of pools â and you’ll be grateful for them
Since it can get pretty hot and be fairly warm for eight or nine months out of the year, many residents in Las Vegas have pools. Most apartment complexes have pools, but if yours doesn’t have one, you’ll inevitably have friends with access to a pool. Or, you can head to one of the hotels with a luxury pool for a little weekend staycation.
Whatever pools you can access, you’ll be glad you have them. There are plenty of days when it’s too hot to do much else outdoors and slipping into the cool water might be the only thing that keeps you sane.
3. The heat is extreme
Most people haven’t experienced Vegas-style heat â we’re talking 120 degrees Fahrenheit or more on some days during the summer. That might sound bearable when you can hang out in the pool all day, but at temperatures climb that high, even a pool will feel like a hot tub.
When it gets unbearably hot, you can plan on hanging out inside with the air conditioner cranked up and eating popsicles all day long to stay cool.
4. Grocery stores are extra convenient
Being known as one of the cities that never sleeps, most Las Vegas grocery and convenience stores are open 24/7, so you can head out and get what you need without checking the time and worrying that stores will be closed. Plus, wine, beer and spirits are sold in the majority of grocery stores.
5. It’s surprisingly affordable
Most larger, well-known cities are quite expensive when you take housing, transportation and food into account. But living in Las Vegas is surprisingly affordable â it’s actually one of the most inexpensive places to live in Nevada. The cost of living in most categories is quite close to the national average, which is surprising for a larger city.
It has a thriving housing market, where there are plenty of homes available for fairly reasonable prices, and rent isn’t sky-high. The average rent in 2020 for a one-bedroom apartment is a little more than $1,200 a month â well below the national average of $1,600. And because there are plenty of quiet suburbs outside of the Strip and downtown areas, there are lots of supermarkets, restaurants and shopping malls readily available.
Most of the expensive places, whether they’re high-end stores or five-star restaurants, are located on the Strip or in downtown Vegas. Outside of that, most stores and restaurants in the valley are affordable and easily accessible to the locals.
You’ll rarely have to pay for parking, which is uncommon in a big city. Since hotels often have stores and attractions within them and casinos want people to come inside and play, they often will have free parking garages to attract potential customers.
6. There’s unique outdoor recreation
Las Vegas isn’t usually known for its camping and hiking scene, but there are some fun and different places to explore in the area. Some of the best spots are Valley of Fire and Red Rock Canyon. You can even go skiing during the winter months at Mt. Charleston, which is a reasonably short drive from the city.
And if that’s not enough for you, you’ll only be a few hours away from the state and national parks of Utah and California.
7. It’s best to have a car
In many bigger cities, there’s great public transportation, and it’s often preferred by the locals because of high parking costs and traffic congestion. But most Las Vegas residents don’t rely on public transportation to get around, and many people own cars.
Although there’s some public transportation, it’s mostly buses â the city is quite sprawling, making public transportation an extremely time-consuming option, especially if you’re going from one end to the other.
As far as driving goes, the most traffic-heavy places in the city are downtown and the Strip, and most other places aren’t too bad. Just beware of the Spaghetti Bowl, which is where multiple freeways merge together near downtown â traffic can get pretty congested there during rush hour.
8. No more state income tax
Unless you’re moving to Las Vegas from one of the other few states that doesn’t have an income tax, this will be a happy surprise. Nevada doesn’t have a personal income tax or corporate income tax.
9. Major league sports are coming in hot
In just the last few years, Sin City has become home to two major-league sports teams. The Raiders football team relocated there from Oakland earlier this year, giving residents something to be happy about, despite the other events of 2020.
But perhaps the most exciting thing was the creation of the Golden Knights, an NHL team that now plays in Vegas. When the team was first created, many people had low expectations â but the team ended up getting within only a few games of winning the Stanley Cup in its very first season. So, even if you’re not a hockey fan now, you’ll definitely become one when you move to Vegas.
10. Watch out for desert critters
Most of us have had spiders or ants get in the house â that’s going to happen no matter where you live in the U.S. But have you dealt with cockroaches, lizards and scorpions?
While scorpions aren’t an everyday thing, you should still be aware of them and know that they could show up in your yard. And although most of the lizards are harmless, it can still be unsettling to see them basking in the sun all over the rocks around your home. But the cockroaches are something else. You’ll want to invest in good pest controlÂ because they’ll find a way to sneak into your bathroom and kitchen, even if you live on the fifth floor of a building.
If you have a pet, keep in mind that their food will attract more roaches, so keep their bowl in a high-traffic area of your house to ward off the pesky little critters. And make sure you seal the excess food in a container or bag so you don’t reach in and scoop up a handful of cockroaches when your pet is hungry.
Living in Las Vegas is full of surprises
In spite of its nickname being “Sin City,” living in Las Vegas can be a great experience. It’s a diverse place and contains all of the perks of a big city without the cost and without feeling like such a busy, overcrowded place all the time. The longer you live in Vegas, the more the city will surprise you.
The post 10 Things to Know About Living in Las Vegas appeared first on Apartment Living Tips – Apartment Tips from ApartmentGuide.com.
Right now is a fantastic time to be looking for a new apartment home in Washington, DC. The past few years’ construction boom has added a surplus of apartment inventory to the market. The result of extra apartment inventory = move-in specials!
If you are willing to commit to a longer lease term you can score anywhere between one to three months free! Plus if you can make a quick decision, apartments are offering additional incentives like $250 gift cards, free parking, free meal delivery services, and more.
Move-in specials used to only be found at new construction buildings that were just opening up. With all the extra apartment inventory in DC now, the interesting thing we are seeing is that older buildings are getting in on the concession game, too! So it’s possible to get one or two months free at the more budget-friendly buildings.
We’re starting a list of apartment specials here and will add to it as we find more. Hear of an awesome special? Drop us a line at email@example.com and we’ll be sure to add it to the list!
Avec on H Street
Get up to two months free + $250 gift card
901 H Street NE, Washington, DC Text with an agent: 855-283-1852 Speak with an agent 833-758-5743
Avec on H is a new apartment building on H Street NE. The building has a huge rooftop with a pool, outdoor living rooms with heaters, conversation areas with firepits, and grilling areas. The building has studios, one, two, and three-bedroom apartments starting at $1564. You can get the two-months free movein special by choosing a longer lease term and if you apply within 48 hours of your apartment tour, you get the additional $250 gift card. They are offering self-guided tours and virtual tours. Check out Avec floorplans here.
Get up to two months free!
1717 20th Street NW, Washington, DC
Speak with an agent 833-300-3125
Dupont Apartments is located just two blocks from the Dupont Circle metro stop. The smaller apartment building doesn’t have all the bells and whistles of a new luxury building, but the prices are great and the location can’t be beaten! The building has studios and one-bedroom apartments starting at $1490. You can get the two-months free move-in special on any available apartment right now. They are offering self-guided tours and virtual tours. Check out Dupont Apartments floorplans here.
Aura Pentagon City
Get up to two months free!
1221 South Eads Street, Arlington, VA Speak with an agent 877-472-3092
Aura Pentagon City is located in the heart of Pentagon City. Living here means an easy commute to the Pentagon, Boeing, and the new Amazon HQ2! The building has two rooftop pools, 24-hour concierge, fitness center, and complimentary coffee service! Apartment sizes range from studios up to two-bedrooms and come equipped with large closets, full-size washers and dryers, and gas ranges. You can get the two-months free move-in special on specific apartments right now. Check out Aura floorplans here.
Get Six Weeks free!
2800 Woodley Road, NW Washington, DC Speak with an agent 833-226-4798
2800 Woodley is on a residential street in the Woodley Park neighborhood. Just four blocks from the Woodley Park/Adams Morgan metro station, this is a great apartment for car-free living lifestyle. However, the residential street does allow for street parking. This rent-control building has a stunning lobby and some of the friendliest front desk employees you will ever meet. The rent is inclusive of all utilities with the exception of cable/internet. Apartment sizes range from studios up to two-bedrooms and come equipped with large closets, wood parquet floors, and gas ranges. You can get the six weeks free move-in special on any available apartment right now. Check out their floorplans here.
Get up to Two Months Free!
1701 Massachusetts NW Washington, DC Speak with an agent 833-716-9395
Located on Massachusetts Avenue, NW The Baystate is made up of 111 studio apartments. The building offers package receiving and pick-up/delivery dry cleaning service. There is on-site management and for your convenience a mobile app to submit work orders or pay your rent. There are an on-site laundry room and fitness center. In the warmer months, you can enjoy the rooftop deck. Studio apartments at this property start at only $1395! You can get the two-months free move-in special on any available apartment right now. Check out their floorplans here.
Read Apartments With Move-in Specials on Apartminty.
Weâre living in an age of convenience. Groceries can be delivered, clothes can be picked out for you and just about every TV show and movie ever made can be beamed straight into your living room. If I had the money, I could get pretty much everything I need without ever leaving my house.
But unfortunately, I donât have the money. Do you?
As our society has collectively fallen in love with subscription services, many of us have let them take over our budget. Because these are recurring expenses, itâs all too easy to sign up and forget about your card being charged every month.
Itâs time to finally ask yourself -are all of these subscription services worth the money?
Are You Spending Too Much on Subscription Services?
Before you can decide if meal subscription and delivery services are eating up too much of your budget, you have to figure out how much youâre spending on them. This is a very subjective and personal question that depends on your income, total spending and other goals.
Look at your monthly subscription and food delivery spending in Mint, checking to see if the numbers align with your budget. Take the time to sort and categorize the transactions if you havenât done so in a while. It may help to look through several monthâs worth of expenses, because some subscription services like FabFitFun only ship once a quarter.
Spending may also vary based on the seasons or other external factors. You may spend more on food delivery services during final exams because youâre too busy to meal plan. If the seasons change and you donât have any clothes, you may spend more on personal styling services.
Once you have an accurate account of how much you spend, compare it to your income and other expenses. Spending $50 a week on a meal kit service doesnât mean anything without context. You need to know how that compares to your other expenses.
How to Cut Down on Subscription Services
If you found that youâre overspending on subscription services, it doesnât mean that you need to cut them out entirely. Think about how much value each service provides to your life, and prioritize where your money is going.
Make a list of all the subscription services you currently have and how much you spend on them each month. Then rank the subscription and delivery services from most important to least.
Write down how often you actually use the products or services. Be honest with yourself. The goal is to keep the boxes and services that you actually use, love and enjoy on a regular basis. This can help you identify which services donât fit into your lifestyle – or budget.
Try to be as objective and ruthless as possible here. Yes, you may love getting the monthly Stitch Fix box in the mail, but do you actually keep the clothes they send? Learning to cook with Blue Apron may be a worthy goal, but do you actually like the meals they send?
Once you have a list of essential subscriptions, look at your budget again and determine how much money is left for those services. If the available amount is greater than the total cost, youâre in the clear.
However, if the amount is more than you can afford, itâs time to go back to the drawing board. If you absolutely canât bear the thought of parting with your subscriptions, youâll have to look at cuts you can make in other spending categories.
How to Save on Subscription Services
Chances are, youâre paying more for some of your subscription services than is absolutely necessary. Most video streaming services let you watch multiple screens at once so you can split it with friends or family. Some even have student deals if you have a university email address. Your school may even have its own special agreements with certain providers.
If there are a lot of subscription services you want to keep, consider alternating which ones you use throughout the year. Most subscription and delivery services make it easy to cancel and resubscribe later.
For example, if you have a beauty box subscription and a bathroom full of toiletries, quit the service until youâve used most of the products. Many of these products expire, so youâll be saving money and cutting down on waste.
If you subscribe services but only use them during a particular season, like a streaming service tied to a seasonal sport, get rid of them and reactivate when youâre ready. You can also do this with streaming services that only have a few shows youâre interested in. Once youâre done watching Stranger Things, for example, you can deactivate your Netflix membership for no penalty.
Seek Alternative Ways to Save
Looking for cheaper versions of your favorite services can also help you avoid overspending. Some grocery stores now have meal kits similar to Blue Apron or HelloFresh. Itâs not as convenient, but itâs a much more affordable alternative.
Many companies give customers referral codes they can send out to friends and family. When people use your referral codes, youâll earn free credit or cash. For example, Barkbox provides a free month if someone signs up for a six or 12-month membership through your referral link.
Sometimes companies will have a special coupon for new customers that use referral codes, like Stitch Fix who provide a $25 bonus for both the new customer and the one who referred them.
You can share these links on social media, by text or through email. Some programs have a limit on how much you can earn with referral codes, but it never hurts to try. If you end up exceeding that amount, you can apply for their official affiliate program to earn cash instead of credit.
If you do cancel a program, check your bank account to make sure youâre no longer paying for it. Some services are guilty of occasionally charging former subscribers even after theyâve quit.
Which subscription service are you going to cut back on this year? Let us know in the comments!
The post Are All the Food Delivery and Subscription Services Worth It? appeared first on MintLife Blog.
It amazes us how quickly our girls are growing up. Next month when school starts up again, weâll have a fourth-grader and a kindergartener.
Even though we have some time before they are ready to move out of the house, we want to spend time now prepare them for the big transition. As a parent, you probably feel the same way too.Â
One crucial piece of a financial foundation kids and in particular, teens, need to master is learning to budget (and sticking with it),
While theyâre home now, you have a fantastic opportunity to get them comfortable with handling their money.
If youâre not sure where to start, here are some tips from fellow parents and experts in the personal finance space to make teaching this life skill a bit easier less stressful for you and your teen!
Teach Your Teen to Budget for Real Life
Teens or not, whenever most people hear the word budget, they also hear the word ânoâ. To them, budgets feel like a strict diet. Just as fad diets fail, an unrealistic or extreme budget will more than likely discourage your teen and they will quit.
The first step before you even talk about the numbers is to discuss exactly what a successful and sustainable budget should be. When done right, a budget is something that helps you move your money towards your goals. Explain to them that at its root, budget is simply a plan about what theyâd like to do.
You want a budget that can cover:
- Â Â Essential bills
- Â Â Future goals
- Â Â Discretionary expenses
When your teenâs budget covers those goals, theyâre not only putting their finances in a good spot, but theyâre moving closer to their specific long term dreams.
Creating a Doable Budget (Theyâll Actually Enjoy!)
Once your teen(s) understands how a budget works, itâs important for them to create a budget that they can use in the real world. You can honestly budget however you want, but an easy budget to get your teen started is the 50/20/30.
Quite simplify, the 50/20/30 budget puts money into those three main buckets:
- Â Â 50%Â goes towards essentials
- Â Â 20% towards savings (or investing)
- Â Â 30% for fun and discretionary expenses
I appreciate how easy and flexible this budget can be. You can adjust the percentages for your teenâs needs, but it gives them some ballpark idea of how to portion their finances when they are out on their own.
How do you start them out on this budget?
With teens, you may have expenses like clothing or their cellphone bill count as essentials, or you may want to give your child the experience of being responsible for a small, shared family bill while they are still at home.
For older teens, you could even charge them a nominal ârentâ to offset their portion of the bills. In some cases, parents give that money back to their child as a gift to help with moving expenses (like for their security deposit) or use as additional savings.Â
However you decide, talk it over so your teen understands why youâre doing it this way.
Share Your Family Budget
Creating a budget isnât complicated, but it can difficult if your teen has no idea what to expect. Knowledge can be empowering.
While we may take it for granted since have to deal with the numbers, but your teen may not be aware of how much it takes to keep the lights on and roof over their heads. If you havenât already shared your own budget already, now is the time.
Not knowing also puts them at a disadvantage when they start searching for a place or are comparing prices on expenses. Being armed with the numbers makes your teenager a more informed consumer.
When Your Teen Breaks Their Budget
Will there be times where your teenager will mess up with their budget? Probably so. However, thatâs not necessarily a bad thing. As parents, we tend to want to protect our kids, but we also have to prepare them for the real world. As Ron Lieber, author of The Opposite of Spoiled, pointed out we should let our kids make financial mistakes.Â
Wouldnât it be better for your child to break the clothing budget while theyâre still at home allowing you to help guide them through rather than having break their monthly budget while they are on their own and have bills to pay?
Mistakes will happen, theyâre a part of life so giving your teen time to work those them and adjust their budget is a blessing for their future selves.
Essential Accounts for Your TeenÂ to Have
Since weâre talking about budgets, we should also mention some essential accounts youâd want your kid to have so they can practice managing their money.
Opening up student checking and savings accounts (usually free low on fees as well as not having minimum balance requirements) are good foundational accounts for your teen. They can deal with real-world situations pending charges, automatic transfers, and direct deposits.
As Family Balance Sheet founder Kristia Ludwick pointed out, teens should have the skill of balancing a checkbook even if they decide to go all-digital with their banking.
If they work, talk it over together and see if they can open up an IRA and start contributing. It doesnât have to be much. The idea is to get them familiar and comfortable with the basics of investing.
Even if they put in $25 a paycheck, having them practice setting aside money in their budget for both long and short term goals is an invaluable lesson. You can also encourage them to contribute by offering a match for what they put in.
How Teens Can Easily Stay on Top of Their Money
With several accounts to keep tabs on, your teen is going to need an easy system to track their budget and goals.
With Mint, they can link up their accounts in one secure spot. They can also add their budget along with any savings goals they want to hit and make sure they stick with them.
Hopefully, these ideas and tips will make it easier to help your teen transition into a self-sufficient adult.
The post How to Teach Your Teen to Budget Like a Pro appeared first on MintLife Blog.